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  "name": "What could go wrong during a seismic retrofit project, and how do I protect myself as a homeowner?",
  "description": "DIRECT ANSWER: Common issues include uncovering hidden damage, cost overruns, schedule delays, and disagreements over scope. You can reduce these risks with cle",
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      "name": "What could go wrong during a seismic retrofit project, and how do I protect myself as a homeowner?",
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        "text": "DIRECT ANSWER: Common issues include uncovering hidden damage, cost overruns, schedule delays, and disagreements over scope. You can reduce these risks with clear contracts, contingencies, and good communication.\n\nCONTEXT: Once walls and crawlspaces are opened, contractors may find dry rot, prior bad repairs, or foundation problems that require extra work. Permits and inspections can also take longer than expected.\n\nKEY FACTORS:\n- Realistic contingency budget (often 10–20% of contract value).\n- Detailed scope of work specifying materials and standards.\n- Clear change‑order process with written approval.\n- Regular progress check‑ins and photo documentation.\n\nPRACTICAL GUIDANCE: Insist on a written contract that spells out scope, price structure, schedule, and how changes are handled. Keep a small emergency budget for surprises and stay engaged with the project instead of “set it and forget it.”\n\nSOFT POSITIONING: A professional retrofit team expects surprises and builds transparency and contingencies into the plan from the start."
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